Ko emblemhealth health insurance inovhara electric wheel chair

Vanhu vakaremara vanotarisana nezvinetso zvavo vachifamba pasi rose, asi nekuda kwekufambira mberi kwetekinoroji, mawiricheya emagetsi ave rubatsiro kune vanhu vari kutsvaga rubatsiro rwekufamba. Nepo zvishandiso izvi zvichipa rusununguko uye kuzvimirira, zvakakosha kuti unzwisise mwero wekuvharwa unopihwa nemupi weinishuwarenzi yehutano, kunyanya EmblemHealth. Mune ino blog post, isu tichaongorora kana EmblemHealth hutano inishuwarenzi inovhara emagetsi mawiricheya uye kujekesa zvimwe zvine chekuita nemusoro wenyaya iyi.

Electric Wheelchair Coverage: EmblemHealth Policy Revealed

Kana zvasvika kune inishuwarenzi yemagetsi pawiricheya, EmblemHealth inopa yakazara inishuwarenzi yehutano sarudzo kuti dzienderane nezvinodiwa nemunhu nezvinodiwa zvakasiyana. Zvisinei, zvakakosha kuziva kuti mutemo wega wega wakasiyana, uye kuvharwa kwemawiricheya emagetsi kunogona kutsamira pazvinhu zvakati wandei, zvakaita semamiriro ehutano hwemurwere, mamiriro ehurema hwavo, uye rudzi rweinishuwarenzi chirongwa chavanosarudza.

Kuti vatarise nezvemawiricheya emagetsi eEmblemHealth, vanhu vanofanirwa kunyatsoongorora zvinyorwa zvehurongwa hweinishuwarenzi kana kuonana nemumiriri weEmblemHealth wevatengi. Vachakwanisa kupa ruzivo rwechokwadi nezvekuvhara uye chero zvimwe zvinodiwa zvingave zvichidikanwa kuti uwane simba rewiricheya kuburikidza neinishuwarenzi.

Zvinhu Zvinokanganisa Kuvharwa:

1. Kudiwa Kwezvokurapa: EmblemHealth, kufanana nemakambani mazhinji einishuwarenzi, inoita sarudzo dzekuvharirwa zvichienderana nezvinodiwa pakurapa. Izvi zvinoreva kuti vanhu vari kutsvaga mawiricheya emagetsi vanofanirwa kupa humbowo kubva kuvashandi vehutano vakaita savanachiremba nevarapi kuti vatsigire kudiwa kwemudziyo. Zvinyorwa zvekurapa, kuongororwa uye kunyorerwa kuchaita basa rakakosha pakuona kuvharwa.

2. Pre-mvumo: Makambani einishuwarenzi anowanzoda kupihwa mvumo kumberi kwemidziyo yekurapa yakasimba senge mawiricheya emagetsi. Vasati vatenga kana kuhaya michina yakadai, vanhu vanofukidzwa neEmblemHealth vanofanira kuona kuti michina yatenderwa nehurongwa hwavo hweinishuwarenzi. Kutadza kuwana pre-mvumo kunogona kukonzera kurambwa kwekuvhara.

3. Mamiriro Ekuita: EmblemHealth inogona kunge iine maitiro chaiwo ekukodzera ayo varwere vanofanira kusangana nawo kuitira kuti vawane kuvharwa kwemawiricheya emagetsi. Aya maitiro anogona kusanganisira zera, mamiriro ekurapa uye kurambidzwa kufamba. Kuziva uye kusangana nemaitiro aya kwakakosha kuti uwedzere mikana yako yekuwana yekuvhara.

Dzimwe sarudzo dzekuparidzira:

Kana EmblemHealth isingavharidzi mawiricheya emagetsi kana iine chivharo chishoma, unogona kuongorora dzimwe nzira. Izvi zvinosanganisira:

1. Medicaid: Vanhu vanokodzera kuwana Medicaid vanogona kuwana mukana wakakura wewiricheya yemagetsi, sezvo Medicaid ichiwanzobatanidza kuvharwa kwemidziyo yekurapa inogara yakasimba.

2. Medicare: Kune vanhu vane makore 65 zvichikwira kana vane humwe hurema, Medicare inogona kupa rubatsiro kune mawiricheya emagetsi pasi pezvirongwa zveChikamu B.

3. Kuchengetedza utano hwomunhu: Mune zvimwe zviitiko, vanhu vangada kuvimba nemari youtano hwavo kana zvikwereti kuti vatenge wiricheya yemagetsi kana inshuwarisi isingawaniki kana kuti isingakwani.

Kudzidza nezve kuvharwa kweinishuwarenzi yehutano kune mawiricheya emagetsi kunogona kuita sekunetsa, asi neEmblemHealth, nhanho yekuvhara inotsamira pane chaiyo mutemo uye mamiriro emunhu. Zvakakosha kujairana neEmblemHealth's coverage policy, kuongorora dzimwe nzira kana zvichidikanwa, uye kubvunzana nenyanzvi yezvehutano kuti uwane nzira yekumberi. Nekuita izvi, vanhu vanogona kuve nemukana wakanyanya wekuwana inishuwarenzi yakakwana yewiricheya yemagetsi, nekudaro vachivandudza hupenyu hwavo uye kuzvimirira kwese.