Kurarama nehurema kunounza matambudziko akasiyana-siyana emuviri nemari. Nechemumoyo, zvishandiso zvekubatsira zvakaita semawiricheya emagetsi zvinopa vanhu kufamba kwakakura uye kuzvimiririra. Nekudaro, kufambisa zvakaomesesa zvekuvharwa kweinishuwarenzi, sekunyengetedza Blue Cross kubhadhara wiricheya yemagetsi, inogona kunetsa. Mune ino blog, isu tichakurukura dzimwe nzira dzinoshanda dzekukubatsira iwe kuwana iyo yekuvhara yaunokodzera.
1. Ziva inishuwarenzi yako:
Danho rekutanga pakuwana simba reinishuwarenzi yewiricheya ndere kunyatso tarisa yako Blue Cross policy. Ziva maitiro chaiwo avanoda kuti vabvumire kudai. Sarudza kana wiricheya ine simba ichionekwa seyakagadzika midziyo yekurapa (DME) kana kana mamwe magwaro achidikanwa (seGwaro reKurapwa Kunodiwa). Ruzivo urwu ruchakugonesa kuronga kuda kwako zvinoenderana.
2. Taura nemutarisiri wako wehutano:
Mutariri wako wehutano anoita basa rakakosha mukuita kwekutora inishuwarenzi yemagetsi wiricheya. Ita nguva yekusangana nachiremba wako kana murapi kuti ukurukure zvausingakwanisi uye zvido zvekufamba. Vabvunze kuti vaongorore mamiriro ako uye vape ongororo yakadzama inotsigira kudiwa kwewiricheya yemagetsi. Kuongorora uku kuchashanda sehumbowo hwakasimba kana waisa chikumbiro.
3. Unganidza magwaro anotsigira:
Pamusoro pekuongorora kwemutarisiri wako wehutano, ndapota unganidza chero magwaro akakodzera kuti uite nyaya inogombedzera kuBlue Cross. Izvi zvinogona kusanganisira marekodhi ekurapwa, kunyorerwa, mhinduro dzeX-ray, kana chero rumwe ruzivo runoratidza kukosha kwekurapa kwewiricheya yemagetsi. Edza kupa maonero akazara emamiriro ako kuti usimbise nyaya yako.
4. Nyora tsamba inonyengetedza yekuda kurapwa:
Sezvambotaurwa, Blue Cross inogona kuda Sitifiketi Yekudiwa Kwekurapa. Tsamba iyi inofanirwa kunyorwa nemutarisiri wako wehutano uye inofanirwa kutsanangura zvausingakwanisi kufamba, zvikonzero zvekurapa zvekukurudzira wiricheya yemagetsi, uye zvazvinoita pahupenyu hwako hwezuva nezuva. Gwaro rinofanirwa kuve rakajeka, rakapfupika uye rinonyengetedza kuitira kugonesa kambani yeinishuwarenzi kukosha kwekuvhara wiricheya yako.
5. Tevera nzira dzeBlue Cross:
Imwe neimwe kambani yeinishuwarenzi ine maitiro ayo uye zvinodiwa. Izvo zvakakosha kuti uteedzere maitiro eBlue Cross nekungwarira kuti uve nechokwadi chemukana wakanyanya wekubvumidzwa. Ita shuwa kuzadza mafomu ese anodiwa nenzira kwayo, kusanganisira ese magwaro anotsigira, uye tumira chikumbiro chako mukati menguva yakatarwa. Rangarira kuchengeta makopi eese magwaro uye tsamba dzine chekuita nekuda kwako.
Kuwana inishuwarenzi yewiricheya yemagetsi kubva kuBlue Cross ingaite senge ibasa rinotyisa, asi nemaitiro akanaka, zvinogoneka. Kunzwisisa inishuwarenzi yako, kubvunza nemutarisiri wako wehutano, kuunganidza zvinyorwa zvinotsigira, kunyora tsamba inonyengetedza yezvinodiwa zvekurapa, uye kutevera Blue Cross 'matanho akakosha ekubudirira. Rangarira, kushingirira uye kutsunga kwakakosha panguva iyi, uye usazeza kutsvaga rubatsiro kubva kusangano rinomiririra vakaremara kana uchinge waruda. Iwe unofanirwa nerusununguko uye rusununguko rwunopihwa newiricheya yemagetsi, uye nemaitiro aya, unogona kuwedzera mikana yako yekuwana kufukidzwa kwaunokodzera.
Nguva yekutumira: Oct-30-2023