Kana iwe kana mudiwa uine mashoma kufamba, kuisa mari munewiricheya yemagetsiinogona kuita mutsauko mukuru.Vanogona kuwedzera kusununguka, kukurudzira kufamba uye kubatsira kugadzirisa marwadzo.Zvisinei, mubvunzo mukuru uyo vanhu vanowanzonetseka nawo ndewekuti, "Medicare ichabhadhara mawiricheya emagetsi here?"
Mhinduro haisi yakananga “hongu” kana “kwete,” asi kuziva zvaunotarisira kwakakosha.Paunenge uchifunga nezve Medicare kufukidzwa kwemagetsi mawiricheya, chengeta zvinotevera mupfungwa.
1. Medicare inogona kubhadhara kutenga wiricheya ine simba kana zvichionekwa sezvinodiwa nemishonga.
The Centers for Medicare & Medicaid Services (CMS) inongobvumidza kutengwa kwemagetsi mawiricheya ayo anoonekwa se "durable medical equipment" (DME).Maitiro ekuti itenderwe seDME ndeyekuti inoshingirira, inofanirwa kubatsira vanhu vane matambudziko ehutano, uye haina kuitirwa kushandiswa kunze kwezvinangwa zvekurapa.
Kuti wiricheya yemagetsi ivharwe, inofanirawo kuenderana nemamiriro ehutano emushandisi kana kusakwanisa kurwara.Izvi zvinoda gwaro rakanyorwa uye kunyatsoongorora mamiriro ekurapa kwemushandisi usati watenga.
2. Kukodzera kugoverwa kweMedicare hakusi nyore.
Kana iwe uchinetseka kuti Medicare ichabhadhara wiricheya yemagetsi, ziva kuti nzira dzekukodzera dzakasimba kwazvo.Chekutanga, murwere anofanirwa kunge aine chirwere chakaongororwa chinoda rubatsiro rwekufamba.Kune vanhu vane zvisingakwanisi kufamba kana dzimwe sarudzo dzinozadzisa zvido zvavo zviri nani, wiricheya ine simba inogona kunge isingadikanwi.
Chechipiri, vanobatsirwa vanofanirwa kunyoresa muMedicare Chikamu B, chinongovhara midziyo yekurapa yakasimba.Izvi zvinoreva kuti kana wakanyoresa muMedicare Chikamu A, havazokubhadharire wiricheya yako yemagetsi.
Chechitatu, pane zvimwe zvinhu zvinoverengeka zvinogona kukanganisa kushuma.Semuenzaniso, avo vane zvigadzirwa zveprosthetic kana kuderedzwa kwekufamba vanogona kuunza imwe mari, zvichiita kuti kutenga wiricheya yemagetsi kuve sarudzo isingaite.
3. Medicare coverage inodarika kutenga wiricheya ine simba.
Coverage haina kuganhurirwa kune prepaid mari.Medicare inewo mazano ekuchengetedza uye kugadzirisa mawiricheya emagetsi kana zvichidikanwa.Semuenzaniso, kana chimwe chinhu chisina kukwana kana kukuvara netsaona, unogona kunge uchikodzera kuti chigadziriswe pasi peMedicare coverage.
Zvakare, zvichienderana nemamiriro ezvinhu, machaji aya anogona kubhadharwa kana uchida zvimwe zvinotsiva kana mabhatiri.Iyo Medicare system inopawo vashandi vekuchengetedza kuti vaone kuti macheya ari kushanda ari pamusoro.
Muchidimbu, Medicare ichadzorera mutengo wewiricheya yemagetsi mune mamwe mamiriro.Naizvozvo, iwe unofanirwa kunzwisisa zvinodiwa zvekurapa zvemushandisi, Medicare yekukodzera maitiro, uye izvo zvinodhura iyo Medicare system ichatakura, kusanganisira kugadzirisa nguva dzose uye kutsiva.
Zvakakosha kuziva kuti kunyange kana Medicare isingabhadhare wiricheya yemagetsi, unogona kunge uine dzimwe nzira dzekubatsira kurerutsa mutoro wemari.Semuenzaniso, mamwe masangano nemasangano anobatsira anogona kupa rubatsiro kana rubatsiro rwemari.
Pakupedzisira, kukoshesa kugara zvakanaka kwemushandisi kwakakosha, kungave nekudyara muwiricheya yemagetsi yakanyatsokodzera kana kuita mamwe matanho ekufambisa uye kuita basa.Kuziva izvi zvakakosha zvinodiwa kunobatsira iwe kuwana chaiyo uye inogara yakasimba wiricheya yemagetsi kune yako yakasarudzika zvaunoda.
Nguva yekutumira: Kubvumbi-21-2023